Complaints Procedure

If you have a complaint you can raise your concerns to a higher level. We are committed to handling complaints fairly and promptly as these efforts help improve our products and services.

Step 1: Contact us by phone or mail

By phone:

Customer Service
0800 456 1234

By post:

Bank of America
Chester Business Park
Wrexham Road

Step 2: Ask to speak to a manager

If after speaking with one of our Customer Service associates the matter is not resolved to your satisfaction, please ask to speak to a manager.

Step 3: Write to The Customer Advocate Office

If we do not live up to our promise to provide you with a high quality service, please contact our Customer Advocate Office.

If you would like further information about how we will deal with your complaint online please visit Submitting Complaints Online.

  • Alternatively, you can write to us at the address below:

The Customer Advocate Office
Bank of America
Chester Business Park

Information you should provide to assist us in handling your complaint

To help us investigate your complaint as quickly and efficiently as possible, please provide us with your name and address, a daytime telephone number on which we can contact you, and if contacting us in writing, your account details. Please provide a clear description of your complaint, and what you would like us to do to resolve it.

How we will handle your complaint

Bank of America will send a prompt acknowledgment to your complaint, and endeavour to resolve your complaint within 56 days. However, from time to time, it may be necessary to carry out further investigation to ensure we fully resolve your complaint. If this occurs, we will keep you updated on the progress of your complaint.
More information about Payment Protection Insurance complaints handling

Step 4: If your complaint is not resolved

In the unlikely event that we are unable to resolve your complaint within eight weeks of receipt, or if you are not satisfied with our final response, you can contact the Financial Ombudsman Service:

The Financial Ombudsman Service
Exchange Tower
E14 9SR

Telephone: 0800 023 4567 & 0300 123 9123

Alternatively, you may find it helpful to make use of the Finance & Leasing Association (FLA) conciliation scheme to resolve your complaint. We are members of the FLA and are bound by their Lending Code.

The Compliance Manager
Finance & Leasing Association
Imperial House
15-19 Kingsway

Telephone: 0207 836 6511
Fax: 0207 420 9600

External Resources

Bank of America must follow strict standards to do business in the UK. We are monitored by these regulatory agencies:

Lending Code Standards Board

Financial Conduct Authority